|
 Dental
insurance can be a good thing. Millions of people regularly use
their benefits when they visit a dentist. Often people are surprised
to find that what they expected from their dental plan is not what
it actually provides.
We will consult with you about your specific plan so you can be
informed about your benefits and any limitations within your plan.
What forms of
payment do you accept?
We take MasterCard, Visa, and Discover cards. We also accept cash,
checks and CareCredit.
Do you offer any kind of payment plans?
Yes, you can call our office during business hours and we will be
happy to discuss arrangements with you.
Do you accept my insurance?
We accept traditional and PPO plans.
It is our goal to
help you get any treatment you need. We will do the paperwork to
file any claims you may have, and we have payment plans available
for those who may need them.
The financial obligation for dental treatment is between you and our
office. The insurance company is responsible to you, and not to our
office. We will be happy to assist you in any way that we can. Once
your carrier has paid the claim, any difference will be due upon
receipt of our statement. If for any reason, we have not received
your insurance carrier's payment 30 days after the claim, the
remaining balance will be due and payable by you.
Most patients are unaware of their dental benefits. They feel that
similar to medical insurance they will only have to pay a fixed
office co pay during their dental visit. Unfortunately, dental
benefits are quite different. They are categorized according to the
type of treatment; for example, routine cleanings, check-up and
x-rays are considered preventive treatment; fillings, root canals,
extraction and deep cleaning are considered basic treatment; and
crowns, bridges and dentures fall under the major type of treatment.
Insurance company allows a certain limit of dental expenses per
year. Based on the type of treatment the benefits vary. The
insurance company pays a percentage of the expense depending on the
type of service provided. However, when an insurance company says
that they cover 100% of a certain service; they mean a 100% based on
their fee schedule and not necessarily our office fees. This may
leave the patient with a balance toward his or her treatment, in
spite of the insurance company claiming to cover 100% of that type
of treatment. |
